Investment wisdom for the world we live in now...
Welcome to iMeritus Financial Advisers

As professional and confidential Financial Advisers, we specialise in advice for the world we live in now. iMeritus has the wisdom that comes from experience on a wide range of financial matters. Wisdom brings the advice you need in order to meet your objectives.

In strategic partnership with IPAC and AXA/AXA Global we are driven solely by considerations of value for money, fitness for purpose and client need.

Whether you are retired or about to retire, looking to create an investment portfolio, or setting up your life insurance we can help you maintain control, because we guide - you decide.

Financial Insurance

Financial insurance provides income or lump sum payments when individuals are affected by unforseen events, such as accident, injury or death. Insurance is tailored to your circumstances and is set up to cover your expenses such as medical expenses, mortgages, monthly living costs, and to provide for your family.

For business owners financial insurance protects business partners and key business personnel, which means when someone who is vital to the businesses success is unable to perform their duties, the business can afford to hire replacement staff or other solutions as required. iMeritus can also assist you with business succession planning.

Financial Advisors

Financial Advisers are utilised for Retirement Planning, Personal & Business Insurance, Wealth Creation and Estate Planning issues.

Call us to reserve a seat at our next discussion group on Retirement Planning, Personal Insurance and Wealth Creation. Sit down with us to discuss your current financial circumstances and enjoy greater financial security and peace of mind.

Certified Financial Planner (CFPr)

Certified Financial Planner is the only globally recognised mark of professionalism for financial planners. This designation is awarded by the Financial Planning Association to advisers who meet the rigors of competancy of ethics and Professional Practice standards.

Individual Insurance

Individual insurance provides lump sum or ongoing payments to the insured when circumstances activate a claim against the policy. Individual Insurance can be Life Insurance also known as Term Insurance, Trauma Insurance also known as Critical Illness Insurance and TPD which means Total and Permanent Disability Insurance.

Policies can be packaged to cover your individual circumstances and requirements and is suitable for anybody who depends upon an income to repay debt, mortgages etc. Anyone who would be at financial risk should they become critically ill, or suffer an accident should consider seeking insurance advice.

Individual insurance can provide for medical expenses and is designed to relieve the insured and the insured’s family from financial stress when serious illness or accidents occur.

Risk Management Insurance

Risk management insurance is a term used to describe a group of insurances, which includes Life Insurance, Trauma Insurance, Total & Permanent Disability Insurance, Business Insurance and Income Protection Insurance.

Risk Management Insurance, provides insurance protection for anyone who would be at financial risk should they become critically ill, or suffer an accident. Insurance cover designed to relieve the insured and the insured’s family from financial stress should serious illness or accidents occur.

Income Insurance

Income Insurance or Income Protection Insurance, provides ongoing payments to replace income should you be unable to work due to unforseen illness, accident or injury. iMeritus advisers specialise in various areas of insurance cover and will work with you to establish insurance cover to suit your individual circumstances.

Think of these questions to determine your need for insurance:
What if sickness or injury prevented me from working?
What if my income suddenly stopped?
I'm self employed, how can I create greater financial security?
Who relies on my income?
If my income stopped how would I cover my expenses?