Life Insurance

Why Life Insurance and how we at iMeritus as experienced Financial Adviser can help?

It's important that families and dependents are able to cope financially if suffering from a tragic loss. A key source of primary income is needed to pay immediate costs such as funeral expenses a mortgage, child care and home help.  This makes Life Insurance a vital part of any families financial budgeting.

Life insurance is not expensive and there are a number of ways to obtain life insurance.

One of the most effective sources of life insurance is your superannuation fund.  This does not mean that you should automatically take out life insurance within your superannuation fund, but it can be one of the avenues that we explore.

There are options to be considered, regardless where you take out your life insurance, the main one being the level of life insurance that would be appropriate for your individual circumstance.  Ensuring that the level of life insurance covers mortgages, debts and ensuring that your family’s current lifestyle is protected.

The other consideration is the effect of how you structure your Will and nomination of beneficiaries.  How the life insurance is paid is an important consideration.

Talking about your options and the best and most appropriate life insurance structure that would suitable your circumstances is where an iMeritus financial adviser can help.

To find out more about Life Insurance and the most appropriate options for your circumstances contact an iMeritus financial adviser on 1300 916 211 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

iMeritus is a leading Financial Planning Group in Noosa and on the Sunshine Coast, offering expert and experienced Financial advice and Insurance Advice.