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Insurance Advice
iMeritus introduces individual and business insurance solutions:
What if a sickness or injury prevented you from working? What if your income suddenly stopped? How exposed would you, your family, your assets, investments, savings and future plans be? Who relies on your income?
Assets will not contribute to your wealth-creation unless you have a plan to keep them secure. In fact without adequate insurance protection all the financial planning in the world will not help if you find yourself unable to provide a regular income or are faced with difficult financial decisions for medical reasons. iMeritus offers a number of insurance options for simple, effective ways to provide you and your family peace of mind. Individual circumstances are matched to the right insurance products for appropriate benefit cover and affordability.
iMeritus meets your needs with insurance products that adapt to your changing life stage. Whether you’re 20 or 80, or somewhere in-between, see what a difference the right insurance protection can make.
iMeritus have insurance solutions that will make a genuine difference to you and your family when needed most.
Income protection insurance – Provides ongoing payments to replace your income when you are unable to work due to sickness or injury?
Life insurance – Provides a lump sum payment in the event of death or terminal illness. So when the worst happens, your foresight will pay off the mortgage and other debts and secure your family’s lifestyle. This allows your family to focus on supporting each other.
Trauma/Critical illness insurance – Pays a lump sum on the diagnosis or occurrence of one of a list of specific illnesses such as heart attack, cancer or stroke. That payment gives you choice and flexibility at a time when you need it most.
Total and Permanent Disability (TPD) insurance – Pays a lump sum if you become disabled and are unable to ever work again. You can use this lump sum to pay off debts, cover medical costs and invest so that you have an annual income to help maintain your lifestyle.
Business expenses Insurance - Business expenses insurance can help business owners pay for the fixed costs of business, such as rent, loan repayments, rates, and electricity, water and gas bills.
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