Financial Budgeting

Why Financial Budgeting?

Financial budgeting is a vital foundation to achieving financial security.

Financial budgeting helps you take control of your money and underpins investment decisions. Financial budget planning is a step on the path to achieving your goals and updating your financial budget plan keeps you on that path.

Financial budgeting is also a reality check. It is important to be honest about what you have and what you spend. Only through being honest with yourself can you get an accurate picture of your financial position. If you don’t like what you see you can make choices, such as spending less in certain areas, or seeking means to generate more income.  You need to know what funds you have available to invest, so we can accurately guide you to appropriate investment options. Remember - It’s not just what you have that matters – it’s also how much you spend.

How does financial budgeting assist a retirement plan?

You need to know how much you want to live on in retirement. How much will it cost to achieve your goals and dreams? You need to know how much you live on now and how much to put aside to achieve your desired outcomes.

Financial budget planning gives you choices. Choose what you are doing with your money now.

Financial budgeting is one of the steps in generating a successful financial and retirement plan. Choose what you want your money to do for you.

For an easy to use budget calculator go to www.fido.gov.au and follow the prompts to the budget calculators. Contact us for assistance and information.

If you have any questions, iMeritus can help. Just contact an iMeritus financial adviser on 1300 916 211 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

iMeritus is a leading Financial Planning Group in Noosa and on the Sunshine Coast, offering expert and experienced Financial Advice and Insurance Advice.