iia iMeritus Financial Services Guide
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Financial Advice
We Guide --- You Decide --- The iMeritus Approach

What is Financial Advice?

 

To some it means Investment Advice or Strategic Advice. To others it means Taxation Advice or Estate Planning OR Financing OR Personal Insurance.

Most Financial Advisers or Certified Financial Planners specialise in one or two of these areas.

iMeritus Financial Advisers are different.

Because we totally focus on you, your needs and your wants. you cannot consider investment advice without considering Tax.  Tax cannot be considered without taking into account your income, your debt, your expenses and your age.  All of which have a bearing on your lifestyle.

iMeritus will provide advice to help you make the right financial choices and therefore the right financial decisions.

We Guide ----- You Decide.

This may appear simple but making and maintaining the right choices is difficult, because the rules change AND so do you.

As do the options available to you and the options that will become available to you.

That's why it is important to have a Guide for your journey.

That's why it is important to have Experience for your journey.

With experience comes Wisdom.

With Wisdom comes iMeritus.

Make an appointment to see an iMeritus Adviser today.

The Basic Steps in the Financial Planning Process

The Basic Steps

  1. Choose your team: Choose, as needed, your financial planner, tax advisor, life insurance agent, property & casualty agent, investment broker, attorney, charitable giving advisor, trust officer, or banker.
  2. Gather information: A completed fact finder serves to list your goals and objectives, shows your assets and liabilities, measures cash flow, and notes the current status of your retirement, estate, and risk management planning.
  3. Analyze data: To determine if current and future needs are met.
  4. Team makes recommendations: Review the suggestions made by your team.
  5. Decide and implement: Select the plan that best fits your needs and goals. Sign essential documents, purchase needed insurance, and re-allocate investments as necessary.
  6. Periodic review: Starting the cycle over. Because the world is constantly changing, many advisors recommend an annual financial planning review.

 

iMeritus Financial Advisers is a corporate authorised representative of AXA Financial Planning Ltd. The Australian Securities and Investment Commission (ASIC) has granted iMeritus financial advisers authority to provide financial services on behalf of AXA Financial Planning Ltd. iMeritus financial advisers has been assigned an ASIC representative number of 334693.

The Director of Financial advice is Barrie Cooper, who is an authorised representative of AXA Financial Planning Ltd.Barrie Cooper has been granted an Australian Securities and Investments Commission (ASIC) number of 268715. iMeritus Financial Advisers can offer a range of financial services that are listed within the financial services guide. iMeritus can help you with financial planning services, investment financial planning, personal financial planning, financial planning advice, financial planning service, financial planning company, financial planning firms